Luke has worked in the financial field for over 20 years, with nearly five years of local lending experience in Southern Illinois. He is very familiar with the needs and concerns of local borrowers and actively works to educate and assist them in their home financing process.

Luke is a proud Southern Illinois University Carbondale (SIUC) graduate and lifelong Southern Illinois resident. He is active in his community, sitting on the board of the Saline County Chamber of Commerce and CEO Program, as well as ARTSCO and the Harrisburg Medical Center Foundation.

Outside of his commitment to the community, he enjoys spending time in the Shawnee National Forest and on Kentucky Lake, as well as travelling domestically and abroad. Luke would love to have the chance to earn your trust and assist you with the borrowing process. Please reach out to him at dloneal@banterra.bank or 618-253-6000, ext. 25013.